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01 October 2020 13:00

October October The Breast Cancer Awareness Month

RNLI offers free Wills service throughout October The Royal National Lifeboat Institution (RNLI) is teaming up with Capacity Marketing this month to offer free Wills to members of the public. Free Wills Month gives anyone aged 55 and over the opportunity to have theirs either written from scratch or updated free of charge (T&Cs apply) by using participating solicitors in selected locations throughout England, Wales and Northern Ireland. Anyone participating in the scheme is under no obligation to leave a gift in their Will but, is asked if they would consider leaving a gift to the RNLI or another charity of their choice. RNLI fundraising director Jayne George said: 'For generations the RNLI has relied on the kindness of its supporters who leave gifts in their Wills to fund the boats, training and kit that protect our crew.' The RNLI is dedicated to saving lives at sea but as an independent charity, relies on the generosity of the public and the commitment of thousands of volunteers. Last year, donations helped our volunteer crews and lifeguards save the lives of 374 people, while 6 in every 10 lifeboat launches are only possible due to the extraordinary kindness of supporters leaving a gift to the RNLI in their Will.

Jayne George added: 'During Free Wills Month please join us. To participate in the scheme, all you have to do is get in touch with the RNLI's Gifts in Wills team by 31 October. Visit RNLI.org/FWMOct2020, call 0300 300 0214 or email [email protected] to be given the details of local solicitors. For anyone who may feel uncomfortable seeing a solicitor in person during the Covid-19 pandemic, some solicitors offer online or phone appointments, so please check with the chosen solicitor. Alternatively, anyone aged 18 and over is able to write their Will online through RNLI partner Bequeathed at rnli.org/support-us/give-money/leave-a-gift-in-your-will/free-wills-service/online-will-writing-service.

Free Wills Month takes place twice yearly in March and October, involving the RNLI and other charities. For more information go to freewillsmonth.org.uk The RNLI operates 238 lifeboat stations around the coast of the UK and Ireland, and they continue to launch to those in peril at sea. To support the RNLI's lifesavers, go to: rnli.org/donate For more information, please contact the press office on 01202 336789 or [email protected] Get our money-saving tips and top offers direct to your inbox with the Mirror Money newsletter Sign up Thank you for subscribing We have more newsletters Show me See our privacy notice Invalid Email Two lucky people have just scooped the £1million jackpot in October's Premium Bonds prize draw - but they're not the only big winners this month. The first jackpot went to a man from Kent, picking up a cool £1million prize with Bond 298BE137181. He bought the winning bond the winning Bond in March 2017 and has the maximum £50,000 invested in Premium Bonds.

September's second million-pound prize went to a woman from Humberside. Her winning Bond (222AT412192) was bought in June 2014 - she's the 3rd person from Humberside to win the top prize. Overall, more than 3.9million prizes were handed out in October worth £112,084,475, NS&I said. Since the first draw in June 1957, ERNIE has drawn 499 million prizes with a total value of £21.1 billion - but how they arrive has been changing over the years. And one of the biggest changes is happening from next month on.

NS&I retail director Jill Waters said: "We will be phasing out the use of prize warrants from the December 2020 Premium Bonds draw. "While we understand that there is a real affection for prizes being received by post, paying prizes directly to customers bank accounts means that winners can receive prizes quicker, easier and more securely. "We will continue to notify of prize wins but this will be by email or text message, or winners can chose to be notified by an Alexa enabled device. "Part of the enduring magic of Premium Bonds is the thrill of finding out that you've won a prize, and this is something that will not change, as I'm sure our this month's lucky jackpot winners in Kent and Humberside will to testify to. "Huge congratulations to them both on winning this life changing sum of money." How to find out if you're a winner Customers can check to see if they have won on the nsandi.com prize checker and prize checker app from Friday 2 October 2020, they can also ask Alexa. Customers will require their Premium Bonds holders' number to see if they have won. Those who have chosen to have prizes paid to their bank account, or have their prizes reinvested, will be informed whether they have won by email or text message and can check the online prize checker at nsandi.com or the NS&I prize checker app to see the value of their prize. Customers who still receive warrants will receive notification through the post. Find forgotten Premium Bond prizes National Savings and Investments, which runs Premium Bonds, revealed there are now more than £64million worth of prizes unclaimed from Premium Bonds waiting for people to bank. You can find out if any of your Premium Bonds are winners by downloading the prize checker app from the App Store or Google Play, or visit the prize checker at nsandi.com. Customers manage their Bonds online at nsandi.com and by phone. At the moment the odds of a bond winning each month are 24,500 to 1, and the vast majority of the prizes are for £25. That works out as a 1.4% prize fund rate. Customers can choose to have their prizes paid straight into their bank account, or to have them automatically reinvested into new Premium Bonds account, if their total holding is below the maximum threshold of £50,000. Other ways to boost your savings A Premium Bond may appeal to those who like a the excitement of waiting to find out if they've won, but if you're a slow and steady saver, there are more reliable ways to grow your money. Here's our guide to growing your cash by finding better savings rates, whether that's through a traditional ISA or peer-to-peer lending. We've also got tips on how to find the best cash ISA, and 3 ways to nab yourself better savings rates. Premium Bonds winners October 2020: Winning NS&I numbers this month, and how to check if you've won The NS&I has selected another two Premium Bonds holders for the £1m prize in the monthly draw for October 2020 – here's how to check your own Two Premium Bonds holders from Kent and Humberside have received a welcome windfall during a difficult year by winning the £1 million jackpot in the October 2020 prize draw. The first winning bond, 298BE137181, was bought in March 2017 by a man from Kent, who holds the maximum of £50,000 in Premium Bonds. He becomes the 22nd jackpot winner to hail from the county. October's second millionaire winner is a woman from Humberside, who also holds a total sum of £50,000 in Premium Bonds. Her winning Bond – purchased in June 2014 – carries the number 222AT412192, and she becomes the third person from the region of Northern England to receive the maximum prize. Over £112m in prizes A total of 3,921,323 prizes are being paid out in the October draw, with a combined value of £112,084,475. As well as the two £1m bonds, there are seven winners of £100,000, 15 of £50,000, 29 of £25,000, 71 worth £10,000 and 144 valued at £5,000. The total paid out by National Savings and Investments (NS&I) since the very first draw in June 1957 now stands at £21.1 billion, from 499 million prizes. How to check if you've won If you hold bonds and want to check if you're in line for a prize, you can use the NS&I online prize checker here, or can download the free app from iOS or Android. Amazon Alexa devices can also check for you, "remembering" back across the past six prize draws. Prizes don't carry a time limit, so you can claim as far back as the original 1957 draw. However, there is also a total of 1.7 million Premium Bonds prizes currently unclaimed, with a total value of over £65m, ranging from £25 to £100,000 each. The bonds are often bought for a child, who subsequently forgets about them, while prizes can also be missed if NS&I don't have the correct address for claimants. Bond holders can ensure their details remain up to date, and also register to have prizes paid directly into their bank account by managing their account online on the NS&I website. Registering online can also prevent prizes going missing in the post, with a report last year revealing the scale of such problems. A Freedom of Information request from Money Saving Expert in April 2019 found that more than 180,000 prizes had not been delivered, with a combined value of £8m – including £66,900 in the previous year. Today the winners of the National Savings & Investments (NS&I) October Premium Prize draw have been revealed, with two new lucky savers winning the £1 million top prize. Both Bond numbers 298BE137181, which belongs to a man from Kent, and 222AT412192, belonging to a woman in Humberside, gained the top prize draw of £1 million. In addition to this, seven Premium Bond holders won the second prize of £100,000, with a further 15 winning £50,000. Thousands more Premium Bond savers won lesser prize amounts ranging from £25 to £25,000. To see if they have been lucky during today's draw, Premium Bond holders are urged to check their numbers on the NS&I website.